Terms of Use

SALGBA, State and Local Government Benefits Association, maintains this website for informational and educational purposes. Please read our policies regarding viewing and using this website. Your use of this website, in and of itself, is acceptance of our policies and binds you to its policies described below. SALGBA may revise and update these policies by updating this posting. You will be bound by the revisions and updates posted on the website after such revisions. If you do not agree with the policies as stated below, you may exit the website.

SALGBA, “we”, “our”, “its” refer to SALGBA, State and Local Government Benefits Association. These terms are for our convenience and do not intend to be an accurate description of ownership, operation or legal relationships.

  • User:
    The information on this site, including all design, images, white papers, press releases, text and other information is owned by SALGBA and protected by applicable copyright and trademark laws of the United States and other countries or used under license of the copyright owner. Information on this site may be reproduced in limited quantities for personal use or non-profit educational use. The copyright notice appearing at the bottom of each web page must appear on every copy of the web page, or portion thereof, e.g. Copyright 2008, SALGBA. You may not assign or sublicense this license unless you receive express, written permission from SALGBA. Reproduction or redistribution for commercial gain or other purposes is prohibited without prior written approval from SALGBA. Explicitly, this means you may not: copy, reproduce, publish, distribute, create derivative works of, sell, transfer, display, transmit, compile or collect in a database, or commercially exploit any copyright-protected or trademarked element of the website, including the look and feel of the website, SALGBA trademarks, trade dress and/or other intellectual property; use any meta-tags or other hidden text utilizing the SALGBA name or trademarks.
  • Links:
    Links to other Internet Sites contained in this website are provided as a resource to help you identify other resources of interest. SALGBA does not own or control these “Third-Party Sites” so if you are transferred to another website beyond the control of SALGBA, your privacy and conditions of your use of those sites will be governed by the terms and conditions of that website. SALGBA does not intend to state or imply that SALGBA sponsors or is affiliated with the Third Party Sites, except as duly noted.
  • Warranty:
    The informational content of the website does not substitute as a complete description of the terms, exclusions, and conditions applicable to every product or service offered by SALGBA, although every effort is made to keep the information on this website as current and applicable as possible. No warranty, express or implied, is offered in connection with the information on the website. As such, SALGBA assumes no liability or responsibility for any errors, omissions or reliance upon the information in this website. SALGBA expressly disclaims any obligation that the content on this website or its fitness for a particular use or purpose will be accurate, complete or available at all times to the fullest extent of the law.
  • Liability:
    SALGBA, its subsidiaries, affiliates, agents, assigns, successors, employees and subcontractors, assume no liability and shall not be liable to the maximum extent of the law to anyone for any damages or injury, directly or indirectly, that results from the use of or the inability to use this website or the materials provided on this website. If you rely on information contained in this website, you specifically acknowledge that SALGBA is not liable for any damages resulting in its use or any action taken by you or others. You agree that SALGBA will not be responsible for any damages under any indemnity or theory without limitation. Some jurisdictions may restrict these limitations of liability. In such a case, liability is limited to $1000.00.
  • Indemnity:
    You agree to hold SALGBA, its subsidiaries, affiliates, agents, assigns, successors, employees and subcontractors, harmless from and against any and all claims, judgments, damages, losses, costs, fees, expenses including, but not limited to, reasonable attorneys’ fees arising from or relating to your use, acts or omissions relating to this website. We will defend - defamation, libel, slander, obscenity, pornography or violation of the rights of privacy or publicity, infringement or misappropriate of any intellectual property rights, damage or destruction to the website, to us or to another person which is caused by or otherwise results from your acts and omissions, and/or any violation of our policies.
  • Compliance:
    When we become aware of a possible violation, we may launch an investigation after which we will determine what action will be taken in response to the violation on a case-by-case basis, at our sole discretion. We reserve the right to investigate any and all suspected violations of our policies, at our sole discretion. The failure of SALGBA to exercise or enforce any right or provision of the policies shall not constitute a waiver of such right or provision. If any provision is found to be invalid, the parties agree that the court shall give full weight and credence to the intention reflected in the provision and that all other provisions of the policy will remain in full force.
  • Governance:
    You agree that any legal action between you and SALGBA shall be governed by the laws of the state wherein SALGBA resides. Regardless of any statute or law to the contrary, all claims related to the use of the website or its policies must be filed within one (1) year after such claim arose or be forever null and void.
  • Transfer of data abroad:
    If you are visiting this website from a country other than the country in which our servers are located, currently the USA, the various communications will necessarily result in the transfer in the transfer of information across international boundaries.
  • Privacy:
    By visiting this website and communicating electronically with us, you consent to the processing and transfer of your Personal Data as set out in this Privacy Statement
  • General Information:
    When you accept the policies herein, a small amount of data (“a cookie”) may be written to your browser which will enable you to review some information contained on this website. Commercial sites normally utilize cookies and web browsers normally accept cookies. If you have turned this function off in your browser’s preferences, you may need to turn it on to gain access to some portions of the website.
  • Privacy:
    SALGBA respects your privacy and is committed to providing you with the most useful on-line experience possible. We do not sell, trade, rent or loan your personal information or other information which may identify you to third parties. You may be required to provide personal information to gain access to some of our content and services. If you wish to contact us by e-mail using the feature in our Contact Section, we capture Subject, Comments, your name, phone and e-mail. This information may be stored in a database. Notification of up-coming events or receiving news items requires that we store your e-mail address in a database so we can send you this information, as it is available. Your e-mail is used only regarding Association Membership business and notifications. Asking us to send you printed material requires that we collect name and address information. This information is collected so we can send you materials requested. Sending your resume in response to employment inquiries results in this information being reviewed, routed and stored in a strictly confidential file necessary to meet hiring or governmental reporting needs.
    If you are under the age of 18, you must not provide your name, e-mail address, or any other identifying information without the consent of your parent or guardian, or as otherwise provided for by applicable law.
  • Security:
    Our secure server uses advanced encryption and firewall technology to keep your personal information private. Our secure server layer (SSL) software completely encrypts the information you input so that it cannot be read as it travels to our ordering system. We have extremely strong security measures in place to protect against the loss, misuse, or alteration of your information while it is in our control.
  • Agreement:
    You acknowledge that you have read and understand these policies and your use of the website implies the policies have the same force and effect as a signed agreement with all rights, not expressly granted herein, reserved.
  • Tell us what you think:
    SALGBA welcomes your opinions and comments about our policy.